Monday, 11 March 2013

5 Things That Shouldn’t Be In Your Wallet

You never know when your wallet could go missing. You could misplace it, forget it or it could get stolen. And it’s usually at that moment that you realize what was in it, which could cause more trouble than losing the wallet itself.so these are few things that shouldn`t be in your wallet.

ATM cards

If you have several  ATM cards, don’t put them all in your wallet — leave a few at home. This way, if your wallet gets lost or stolen you’ll still have the other cards. You can also make copies — front and back — to leave at home, so you’ll have the numbers handy if they go missing.

Jewelry

Do you ever keep a pair of earrings in the zipped pocket of your wallet for the evening or take them off and put them in there before exercising? If you do, remember to take them out when you get home. Otherwise, you might forget about them and only realize where you left your wedding ring after losing your wallet …

A phone with no security code

Nowadays, you can do everything with your phone phone, from paying bills to sending emails and keeping track of personal spending. It is essential to protect your phone with a security code. If it gets stolen, the thief won’t have open access to every aspect of your life.

Your passport
A passport is the best thing for thieves to get their hands on, especially for identity theft. That’s why it’s a bad idea to keep it in your wallet as a piece of ID. Use your health card or your driver’s licence instead. And if you’re travelling, it’s especially important keep your passport separate from your wallet. Leave it at the hotel and leave photocopies at home.

Too much cash
It’s easy to carry more cash than you need, especially if you’re trying to limit credit and debit card use. But if your wallet disappears, you’ll be less upset to lose a few notes than a couple of hundred...

Cheques and cheque books
A blank cheque is a gold mine for thieves. They can write any amount they want, and they have access to personal information like your full name and address right on the cheque. If you need to use a blank cheque, take it out of your cheque book and keep it with you. Also, you should write the name of the person or the company on the cheque, even if you don’t know the exact amount.

Receipts
We all keep receipts in our wallets. But it’s a good idea to clean it out once in a while because receipts often have more information than they should, like your signature or banking information. If you want to return an item, get a refund or keep a receipt for a warranty, you should keep those receipts somewhere else than in your wallet.
Numbers jotted down on the back of a business card are the first thing thieves look for.



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